Podcasts

Social Security is a hot topic the US however things are looking quite grim in its future as a policy if nothing is done. Learn why in this episode.

Choosing when to take social security is a major concern for retirees. A great way to help you decide is to do a break-even analysis but there are also many more factors to consider. Listen to learn what they are!

Retirement isn’t something you should wait to think about. You need to be prepared and start planning as soon as you can. Listen to here why.

The slacker generation gets a bad rap due to that nickname. One area where most of generation X truly slacks is in retirement savings. Listen to some of these facts about Gen X and their retirement.

In this episode, we dive into the crucial topic of protecting your retirement during divorce. Discover how Qualified Domestic Relations Orders (QDROs) can safeguard your hard-earned savings and ensure a fair distribution of assets, empowering you to secure your financial future post-divorce.

Did you know about this great provision in the SECURE ACT? You can actually transfer unused 529 Plan money into a Roth IRA! It's a game-changer, offering account holders more flexibility to make the most out of their leftover funds

If you are a high earner, this retirement savings strategy could work for you! Discover the benefits of Backdoor Roth IRAs and how you can implement them in your retirement saving strategies.

Laboratories aren’t the only places where experiments are conducted. Learn how financial experiments are often used by professional financial planners to help their clients test hypotheses, see results, & eventually win with money.

A big question people on the homestretch to retirement have is “where am I going to live when I retire?” In this episode, we’ll discuss some of the best states to live in during your retirement and why.

Here is a quick brain teaser test designed to educate you on different aspects of social security. The more you know about social security, the better decisions you can make!

In late 2022 Congress built upon the SECURE Act in the hopes to make it more attractive for people to save for retirement. Listen to find out what was updated!

Did you know you can open a Roth IRA for your kids? You can establish as a guardian on the account and manage it for your children!

As a result of rising inflation, the US government plans to increase social security benefits in 2023. This will be the highest increase in 40 years.

An individual 401k, Solo K, or Individual k, is a 401k plan specifically designed for small business owners who have no employees. Listen to this interview with Kristen McGarry CRPC from Pacific Life.

Chris talks with Dragon Boat coach, Bob Kane, on what Dragon boating is, how it is an important escape for retirees, and the philanthropy behind it all.

RMDs are a very complex subject that affect everyone differently. They can have a large impact on your tax bracket because this counts as your income. Here are a few planning ideas to make the most of and plan around RMDs.

A continuation of the previous episode “The 4% Rule”, Chris & Pacific Life Chartered Retirement Planning Counselor, Kristen McGarry, dive deeper into its simplicity, meaning, & uses for long term retirement income planning.

Learn what the 4% rule is and how it is a helpful guideline for planning for your retirement.

Not having a beneficiary for your retirement accounts can be a costly mistake in the long run! Learn the reasons why it’s important to designate a beneficiary for your retirement accounts.

Healthcare in retirement is currently ranked as number two but is on its way to number one. Chris interviews Tim O’Mally from the Nationwide Retirement Institute on this topic & Medicare. This is part 3 of a 3 part series